It's been raining hard here for some time. We had a week of straight rain. Then it's been every other day since. The gardens are a mucky mess. Can't use the tiller or the hoe. The hoe just wont work in the mud. So I'm pulling a lot of weeds by hand, in between the rainy spells. Would be nice to have some warm dry weather again! Visit us at www.homestead-acres.com a growing homestead community!
Sunday, December 25, 2011
Monday, December 12, 2011
Wheelchair Vs Mobility Scooter? 5 Questions Disabled People Will Need to Ask to Decide!
Whether it is through age, disease, or accident many people will require at some point in their Life the need for mobility products and mobility aids to be able to get around in this World! For some it may be just a temporary hurdle, while for others it could be a permanent situation. In either case, its very crucial in deciding on what type of device that you choose!
The traditional decision is to go with wheelchairs. Wheelchairs can come as Manuel products which the user moves thru wheel rims or a lever. Or there is also electric wheelchairs which are powered by rechargeable batteries.
The second kind of similar mobility device is mobility scooters. These look like what you would call a scooter but function like a wheelchair. They come in two forms, a Class 2 on-road type and a Class 2 on-pavement type.
So how do you find out which of these mobility aids is the right one for you?
Well you need to ask these 5 questions...
1. Is there the possibility you will need to stay in your device for long periods of the day? If you find this true then the wheelchair is the one for you because it offers the best support for the head, neck, feet and torso..
2. Do you have the overall strength to power the device? If you don't you will need an electric wheelchair or mobility scooter!
3. Are you able to sit upright easily on your own? The scooter's tiller steering mechanism demands unsupported upright posture. It also needs some strength in the shoulder and hands as well as the upper-body. If you can't sit upright easily then a wheelchair device might better suit you! !.
4. What is the type of terrain that you will need to traverse over? Mobility Scooters may have difficulty covering some kinds of surfaces. Whereas electric wheelchairs and manual wheelchairs could be of better use in certain circumstances.
5. Finally, is there a possibility you will be traveling a lot via air or train? Mobility Scooters are lighter but wheelchairs can fold up pretty conveniently!
Hope this helps in making your decision a little easier! Disabled people really need to take a hard look at this important issue concerning mobility products and mobility aids! ! And be sure to ask these specific questions before a purchase is made!
Sunday, December 4, 2011
Obtaining Farm Finance and Agricultural Loans
Increasing complexity and order of magnitude of farming and Financial agriculture have lead to the innovation of agriculture machinery which speeds up the process of agriculture while cutting down the dependency on labor as well. Knowing the complex functions which agriculture machinery perform, they are undoubtedly expensive and for purchasing them would lead to requisite of farm machinery Finance.
Farm Finance is available on special farm machinery such as Tractors, power tiller, ploughing equipment, planting equipments, combine reapers, irrigation systems. Nonetheless there are certain prerequisites to availing farm machinery Finance UK.
Farm loans are offered calculating up the farmer's necessities. In UK, farm machinery Finances are offered in the range of GBP 10000 to GBP 150000. Farming itself is an irregular activity which makes it imperative to extend highly flexible Finances. Farm machinery Finances can be availed to buy new farm machinery or second hand farm machinery.
You could avail farm loans either through fixed charge per units, variable rates or prime rates. Farm finance options taken under fixed rates means your installment is spread over fixed period of years viz 1 year to 10 years. The Finance repayment sum will be comparatively small since the Finance period is spread over a period of time.
You could also opt for farm machinery loans through varying rates. Through variable rates, the interest rates shift consorting to the diverging rates in the markets on monthly basis as well. The term of repayment options of Finances on variable rates is between 7 to 10 years.
Lastly moving on to Finances offered quality rates imply specific margin to prime rate. In case of any change in the prime rates, the rate of interest also varies. These Finances have a margin lock of 1 to 3 years while they can be repaid within 7 to 10 years maximum.
In case you go up special financial institutions you could also raise capital from your surviving property and expand your agriculture business substantially. In case you have Finances from multiple origins you could always consolidate all your borrowings into a single affordable Finance. These financial institutions also offer repayment vacations which mean you do not have to pay for the initial years (usually 5 years) after which you do have to pay a more or less higher amounts of money of installments considering the accrued interest.
All in all, Farm finance is easily usable. You need to finalize the farm machinery you wish to fit out your farm with and go up the financial institutions with your Finance form. At the same time you could even think of ambitious farm elaboration plans and increase your agricultural concern as well.
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